Get Approved

Simple Payment Plans For Ex-Rentals & Repos

We put the power in your hands. We accept any credit rating, shop for the lowest interest rate and get you the car you want.

  • Apply In 2 Minutes
  • No Upfront Credit Check
  • Get Answers In 24 Hours
  • Talk To Our Credit Experts

Our Easy Process

Any Credit Accepted. No Upfront Credit Check

  • Apply In 2 Minutes
    Just answer a couple questions and complete your auto loan application.
  • Get Approved In 24 Hours
    We can get your auto loan approval in as little as 24 hours (or 1 business day).
  • Choose Your Vehicle
    No matter what make or model you're looking for, we can find it for you. 
  • Sign & Drive
    Now I'll you'll need to do is sign on the dotted line, and you're ready to hit the road!

Join Thousands Of
Happy Customers

I had such a wonderful experience! They took care of everything! Process of financing was smooth, new truck was saftied and ready just in time! I got to enjoy the excitement of buying a new truck without hassle or trouble.

Cassandra Ellis

2018 RAM 1500

I had a very pleasant experience with Ready Loans. They were very helpful and ready to answer all my questions. I was completely impressed and they delivered my car in front of my house. Amazing job. Keep up the good work.

Lotis Mendoza

2016 Jeep Compass

Ready Loans has helped thousands of Canadians across the country secure exceptional deals on ex-rental and repo cars. Experience the Ready Loans difference — where amazing deals and a wide selection of vehicles combine to offer you the best car buying experience.

Don’t miss the opportunity to drive a great car at an even better price.

I had such a wonderful experience! They took care of everything! Process of financing was smooth, new truck was saftied and ready just in time! I got to enjoy the excitement of buying a new truck without hassle or trouble.

Cassandra Ellis

2018 RAM 1500

I had a very pleasant experience with Ready Loans. They were very helpful and ready to answer all my questions. I was completely impressed and they delivered my car in front of my house. Amazing job. Keep up the good work.

Lotis Mendoza

2016 Jeep Compass

I bought a xc90 and they helped me to get lowest interest rates. I had very bad experience from other dealership before and they made me stuck with a higher interest rate but Ready Loans rescued us and put us in better situation.

Pratik Patel

2018 Volvo XC90

I just bought my new car and I really enjoyed the process. It was so smooth, fast and reliable. Omar doesn’t only sell you a car he gives great tips to ensure good growth of your credit score as a new comer to Canada.

Francis Wilson

2018 Honda Civic

Easy Pre-Approval

Any Credit Accepted. Takes Only 2 Minutes.

Credit Lovers Main Verified Form

What type of vehicle are you looking for?

Vehicle Type

Start strong! Remember, 98% of applicants get pre-approved after completing this quick 60-second application. You're just steps away from success!

What is your monthly budget?

Monthly Budget

Tell us your budget, and we'll tailor the perfect financing solution to meet your needs.

Are you currently driving a vehicle?

Currently driving a vehicle

Keep going! You're on your way to unlocking exclusive benefits and unbeatable deals with your loan.

What's Your Employment Status?

Employment Status

Stay on track! Completing these steps brings you nearer to flexible financing tailored just for you.

What is your monthly income?

Monthly Income

You're doing great! Finish up to access our special offers, like 3 months no payments or $1000 cash back.

How long Have You Been Earning This Income?

Earning Income Time Frame

You're more than halfway! A few more clicks and you'll be closer to that dream car with our hassle-free loan.

Work Details

Your dream car is just around the corner! Finalize your application to take advantage of our incredible rates.

What Is Your Address?

You're almost there! Just a couple more steps to secure your pre-approved loan with fantastic perks.

Do you rent or own your home?

Rent or Own

What is your monthly mortgage / rent payment?

Monthly Rent or Mortgage

Nearly finished! Your dedication to these steps means you're close to reaping the rewards of your effort.

How long have you been living at this address?

Length at address

What is your date of birth?

Get up to $1000.00 Instant Cash Back on all pre-approved applications. Expires soon.

How do we get in touch with you?

Last step! Complete your application now and step into the driver's seat with confidence and great savings.

We need to verify your mobile phone number entered on the previous page. We have sent you a one-time code to your mobile. Please enter that code and press VERIFY to continue to the final step.

 

You made it! Submit your application and get ready to be pre-approved.

* Please click the "Complete My Application" button to finish the application process.

I confirm my agreement to Ready Loans General Terms of Service, my consent to Ready Loans recording all my calls with them for quality assurance and training purposes, and my consent to Ready Loans, car dealers and lenders obtaining credit reports about me to facilitate my application for a car loan.

  • Safe, Secure & Confidential

Thousands Of Vehicles Available

Our vast network of certified dealer partners spans across Canada, ensuring you get a wide selection of vehicles to choose from.

*Note vehicles shown are not actual in stock vehicles, they are vehicles that, should you qualify you can request our team to look into similar vehicles. O.A.C.

Get Your Approval

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